NBO Systems, Inc. (NBO), is an innovator and industry leader in developing, marketing, and managing stored-value prepaid gift card solutions. NBO offers shopping center and mall gift card programs, corporate and consumer incentive and reward card programs, general purpose and customized gift cards, and e-commerce gift card sales and fulfillment.

NBO partners with Visa^®, MasterCard^®, and the Discover^® Network to develop and launch a variety of prepaid gift card programs in both open-network and closed-network* configurations. NBO's products serve a wide range of markets including both consumer and commercial applications, and are distributed through NBO's multiple distribution channels and business partners. NBO's proprietary technology provides flexible gift card programs for its clients' success. NBO was founded in 1994 and is headquartered in Salt Lake City, Utah.

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*Licensed Under U.S. Patent Nos. 5,689,100 and 5,956,695